by tindo 12 Feb 2009

when I purchased some fabric the other day I must of left it on the counter...so someone picked it up...AND USED IT!!!...now I am $1500. in debt....Cuties be ever so carefull when shopping and make sure you put your cards away before you do anything else.

I have been so upset with MYSELF! I could not even embroider today...and that is saying something.....I just needed to get it off my chest! But I still don't feel any better

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by clawton 12 Feb 2009

Sorry to hear about it. Check with your credit card company. Here if we report it we usually do not have to pay it and they close the account and open another one. I think legally we are responsible for the first $50.00.

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tindo by tindo 12 Feb 2009

thank you but im liable :(

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by coco128 12 Feb 2009

Oh my heavens, that is absolutely, devastatingly, horrible...I am so sorry this happened to you and especially sooooo much money...with so many things we don't even buy for ourselves and then to have someone else spend it for you!!! You must be sick to your stomach ...I really feel for you...I hope that somehow, some way you can get some help and resolve this..take care....hugs for you

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tindo by tindo 12 Feb 2009

thank you i do feel sick, i can not concentrate anything:(

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by gerryb 12 Feb 2009

Oh my goodness! I think we had all better be more alert as the economy continues to get worse! I only hope they bought things they needed! Not trash! I'm so sorry that happened to you! In USA we only have to pay the first $50, and sometimes not that if the company decides you are a good customer. BUT be really careful with those bank cards too!! Someone can wipe out your bank account just as quickly!

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tindo by tindo 12 Feb 2009

Here unless you have some kind of insurance on your card,,,or it is fraud..they would help...but i LOST my card...well left it on the counter and someone picked it up before i did!!
so i am liable. A very expensive lesson

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by sewmom 12 Feb 2009

Similar thing happened to my son but not so much money. He got a copy of the receipt from the company that the purchase was made at. He proved it wasn't his signature, name, address, etc. He was not liable for any of it. I'm in the USA.

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tindo by tindo 12 Feb 2009

I tried all that but i am liable. different here with bank mastercards and company cards.

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by jayemcee46 12 Feb 2009

OMG how awful! There is always a nasty out there ready to take advantage of a situation. The credit card co should have been more help but I suppose different countries have different ways of doing things. My son had his business card hacked and the thieves took £7,000 - it took a long time to sort it out - eventually the card co found who had it! So I hope you get some redress too Jo

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tindo by tindo 12 Feb 2009

Thank you for that Jo i am glad he got help that is a lot of money

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by marjialexa Moderator 12 Feb 2009

Crikey, girl, glad I live in USA, where if you can prove it was lost or stolen & you didn't make the purchases, you're not liable for them over about $50. Can you find out what was purchased, where it was sent? Could you cancel the purchase? If it's being sent to some address, you'd know who took the card, yes? The card company should HELP you with this, not just call you a fool for losing it. Bug them till they do it, Tindo, they're supposed to be for you, not against you. Hugs & flowers, Marji

1 comment
tindo by tindo 12 Feb 2009

thank you marj i agree ...they don't!

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by superfroggirl 12 Feb 2009

Hi I am sorry that this happened to you!!
is it possible that the credit card company give you the information about the purchase(s) like the company name.. and then call the company and cancel the order or find out where it is being shipped.. the orders are in your name so you woud think that you could do it!! I'm not sure though!! I am sorry that this happened to you!!
Stacey

1 comment
tindo by tindo 12 Feb 2009

I am not finished fighting this situation I am waiting on phone calls....there is something called "privacy act" hahaha!!
I can't find out who is responsible for the use of my card....YET!!!

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by bikermomfl 12 Feb 2009

Poor baby, so sorry to hear that you will be liable for all the charges. Here in the u.s. if that happens you are only liable for a minimal amount $50 or so - such a shame - it's bad enough to have to pay off the darn balance in the first place but when it isn't even your shopping it really sucks. Soory again, maybe they'll catch the guy.......(probably a girl)

1 comment
tindo by tindo 12 Feb 2009

thank you for that different here though

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by brn2btl 12 Feb 2009

If you called the card company, and reported it stolen, you shouldn't have to pay but about $50.00.

3 comments
tindo by tindo 12 Feb 2009

Not happeneing here in Aust.

nonna57 by nonna57 12 Feb 2009

Try the bank again as our CC was used not stolen by internet overseas. After 6mths our money $800 was returned. Be persistant. How could they use card without pin Or sign?

tindo by tindo 13 Feb 2009

It was over the phone transaction, that is all they would tell me. I have to wait until Monday for some answers.

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by waterlily 12 Feb 2009

OMG! I feel for you! Does your Credit card company remove unauthorized charges from your account?? I know that many companies do.

1 comment
tindo by tindo 12 Feb 2009

hi lily , no such luck. will insure my card from now on.
:)

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by ezzemml 12 Feb 2009

I dont believe in credit cards and I would be sick if that happened to me. I feel sad for you is there .did you report it to the police. I know sometimes just with my bank card that the people serving you hang on to it untill it is approved and I have had to ask for it back.

1 comment
tindo by tindo 12 Feb 2009

No ezzemml, the police find it trivial, I rang up my credit card company. Not insured and I lost it..I did not report it lost until after they did the damage. I did not know it was missing for a day..they could have used it all....but i guess they did not want to push there luck incase they had reached my limit.
Will be more alert from now on.

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by marietta 12 Feb 2009

So sorry to hear about your card, and the losses, it so sad that people will stoop so low to do things like this, but I think you will never forget it in a shop again. I believe that a person sometimes learn the hard way to be more carefull. I know all about it !!!!!!

2 comments
tindo by tindo 12 Feb 2009

If I found a card i would ring up the company or bank of the card..not much faith in others doing the right thing
thank you marjetta

marietta by marietta 12 Feb 2009

I would do the same, but there always is the odd one out. Sorry he or she had to target you

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by manami 12 Feb 2009

Hi mate, learned another aussie word, I'm not happy Jan :) Very interesting! What is the origin for this? I'm so sorry about your Credit Card, we can't trust people would try to return to the owner...that is sad. A big hug for you, Marlene.

1 comment
tindo by tindo 12 Feb 2009

thank you Yoriko I am so peeved off at myself...I am not sure about the saying "not happy Jan" it was an advertisment slogan for Yellow Pages phone book...the assisstant was supposed to put an add in for a company..she missed the dead line...the company was not in the book...lady says to assisstant as she is running away from her..."not happy Jan". It just caught on.

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by blhamblen 12 Feb 2009

Have you talked to the CC to find out if you are liable for ALL the charges??? I fear that I will also leave my card someplace...like in one of the gas stations...that would rack up BIG charges FAST! I hope it works out in your favor SOON:)

2 comments
tindo by tindo 12 Feb 2009

My fault card was not insured against loss.
I am resposible for the charges.

tindo by tindo 12 Feb 2009

i never do this...i always put it away..but i did not this time..Bummer

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by auntbaba 12 Feb 2009

If this was a major credit card like Visa or Mastercard, you shouldn't be responsible for the charges. Someone got my Mastercard number a few years ago and charged all sorts of things. I wasn't responsible for any of the charges. I'm so sorry that this happened to you!

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tindo by tindo 12 Feb 2009

It is a Mastercard but I am responsible!!!

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by michelej 12 Feb 2009

Oh my so sorry to hear this. We have to be really careful ey!!! I can`t believe someone has the nerve to even use someone else`s card and get away with it...I feel for you......

1 comment
tindo by tindo 12 Feb 2009

I would be so scared that i would get caught...but this person used it over the phone!!

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by sherylac 12 Feb 2009

I would be "not happy Jan" either,,I wouldn't be very happy either,,not good when others take advantage of others mishaps

1 comment
tindo by tindo 12 Feb 2009

I sure am one unhappy person...oh well "live and learn"
thanks Shery

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by gerryvb 12 Feb 2009

so sorry to hear this, and it can make you so angry, on yourself and on the person who took it.can only give you a flower, and thanks for the warning and lesson.hope you blocked the use of the card as soon as you noticed.

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tindo by tindo 12 Feb 2009

I cancelled my card luckily they did not shop til they dropped or I would be in serious trouble.
BOO HOO!!

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